Which one are you? A potato, an egg, or a coffee bean?

Life is 10% what happens to you and 90% how you react to it…

The world is full of troubles & Problems.

 Just look at the news. There are financial disasters, wars, violence & brutality, scarcity, illnesses, etc. The question is - how do you react to them?
There are many ways to react or ways to respond to problems that are happening in the world.

I would like to share a story.

Once upon a time a daughter complained to her father that her life was miserable and that she didn’t know how she was going to make it. She was tired of fighting and struggling all the time. It seemed just as one problem was solved, another one soon followed.

Her father, a chef, took her to the kitchen. He filled three pots with water and placed each on a high fire. Once the three pots began to boil, he placed potatoes in one pot, eggs in the second pot, and ground coffee beans in the third pot.

He then let them sit and boil, without saying a word to his daughter. The daughter, moaned and impatiently waited, wondering what he was doing.

After twenty minutes he turned off the burners. He took the potatoes out of the pot and placed them in a bowl. He pulled the eggs out and placed them in a bowl.

He then ladled the coffee out and placed it in a cup. Turning to her he asked. “Daughter, what do you see?”

“Potatoes, eggs, and coffee,” she hastily replied.

“Look closer,” he said, “and touch the potatoes.”

She did and noted that they were soft. He then asked her to take an egg and break it. After pulling off the shell, she observed the hard-boiled egg.

Finally, he asked her to sip the coffee. Its rich aroma brought a smile to her face.

“Father, what does this mean?” she asked.

He then explained that the potatoes, the eggs and coffee beans had each faced the same adversity– the boiling water.

However, each one reacted differently.

The potato went in strong, hard, and unrelenting, but in boiling water, it became soft and weak.

The egg was fragile, with the thin outer shell protecting its liquid interior until it was put in the boiling water. Then the inside of the egg became hard.

However, the ground coffee beans were unique. After they were exposed to the boiling water, they changed the water and created something new.

 “When adversity knocks on your door, how do you respond? Are you a potato, an egg, or a coffee bean? “

Moral: In life, things happen around us, things happen to us, but the only thing that truly matters is what happens within us.

Which one are you?

Source- https://happinessandfood.wordpress.com/2014/05/14/potatoes-eggs-and-coffee-beans/

 
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Ohhhh NO. Its Monday again...

 Monday Morning!!!

 Samual-  Hey...Good Morning John.

John-     Good Morning.

Samual- You are not looking fresh. Is there any problem John? How can I help you?

John-    No. All is perfectly fine. Actually, “I never sleep on Sunday night very well because I’m worried about going to work on Monday morning.

Samual- Hmm

John-      I spend Sunday night worrying about Monday morning.

Samual- So you are unhappy with your job John.

John-      I really don't know but I Don't feel exciting towards my job.

Nothing is worse than going to a miserable work environment every morning—and even worse, taking that unhappiness home with you, too.

Samual-   I think you are not enjoying your job john. Perhaps the best advice for beating Sunday night anxiety is to create a ritual you really look forward to. It can be as simple as watching a favorite TV show each week. Hanging out with your friends.

Another suggestion is to make Sunday family game night or you can go out with your family for dinner.

John-   Hmm. Actually The first thing I do in the morning, is calculating the number of hours until I can go home. I am not enjoying my work Samual. And it is really horrible.

Samual- John. Don't worry. Listen

Why don't you Change what you do – whether a new role or a new career. Approach to your Reporting manager for new responsibilities.

Or 
Change how you do it – Cultivate new habits. Try doing routine tasks in a different way. Take a break between the work, get fresh or interact with the co-workers.

Invest your energies somewhere you enjoy outside of work. Create something inside or outside the place where you work that you can get excited about.

If you’re no longer productive at work, even though you’re capable of performing the task(s), you might want to start looking for new work.

John-    Thank you Samual for you valuable suggestions but I really fine with my work.

The thing is that my colleague is very difficult person. She harass with many self-explanatory questions. She is very irritating, impolite & arrogant. She distracts everyone repeatedly.

Samual- Hey hey relax. Calm down. The first thing to face the unreasonable person is to maintain your composure; the less reactive you are, the more you can use your better judgment to handle the situation/ person.  Don't ignore the problem.

You can probably cut down on the amount and frequency of your interactions with her. Maintain positive attitude.

OR else 
I advise you to approach your reporting manager & have a private discussion. Prepare accurate data and examples of her behavior. Take help of your other colleagues who will talk form your side.

The manager needs to then take to your difficult colleague into a conference room or office--away from others--and calmly address the issue.

John- Ok. I need to talk to my manager. Thank you Samual.

Samual- Most welcome john. Have a great day ahead.

 

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KNOW ABOUT EMPLOYEE PROVIDENT FUND (PF)

The Employees' Provident Fund Organization (EPFO) is a statutory body of the Government of India under the Ministry of Labour and Employment. 

It administers a compulsory contributory Provident Fund Scheme, Pension Scheme and an Insurance Scheme.

 It is one of the largest social security organizations in India.

Employees and Employer contribute 12% of basic towards EPF account.

Accordingly, the wage ceiling for an employee to be eligible for the PF Scheme has been increased from INR 6,500 per month to INR 15,000 per month w.e.f Sep 2015.

 

On 01 October 2014, Prime Minister of India Narendra Modi launched universal account number for Employee Provident Fund to enable PF number portability.

Key amendments- 

UAN is Universal Account Number

The UAN is a 12-digit number allotted to employee who is contributing to EPF will be generated for each of the PF member by EPFO. 

The UAN will act as an umbrella for the multiple Member Ids allotted to an individual by different establishments and also remains same through the lifetime of an employee.

It does not change with the change in jobs. 

 

EPFO has made UAN mandatory for all employers under its purview!!

EPFO has notified to make Universal Account Number (UAN) mandatory for all employers covered under the Employees Provident Funds and Miscellaneous Provisions Act 1952.

 Employees who are PF members will be able to apply online for transfer and withdrawal of their provident fund from July 1, a move aimed at speedy settlement of claims.

The deadline for completing the formalities is August 25'2015 after which action will be taken under the powers given to PF officials by the Employees Provident Funds Scheme, 1952, and other applicable laws for failure to comply with the order.

You can obtain UAN for your employees or do KYC for employees already having UAN. 

Another important thing for activating UAN of employees is compulsory registration of Digital Signature (DS) under EFP. 

For this purpose please ensure that Digital Signature of Authorised Signature has been obtained, registered on PF site and the DS has not expired. 

Hurry up!! Obtain your UAN and Upload your KYC details now!!

EPF withdrawal is taxable

The Finance Act, 2015 has inserted a new section 192A regarding the payment of accumulated provident fund balance due to an employee. The provision shall take effect from 1st June 2015.

As per the new section, Income Tax shall be deducted at source (TDS) if at the time of payment of the accumulated PF balance is more than or equal to Rs 30,000 with service less than 5 years. The TDS shall be deducted as follows:

Deduction of TDS on withdrawal from PF - Explanation

Instructions for deduction of TDS on withdrawal from PF (Amendment in Section 192A of the IT Act 1961)

a)    TDS will be deducted @ 10% provided PAN is submitted.

b)    TDS will be deducted @ maximum marginal rate (i.e. 34.608%), if employee fails to submit PAN.

However, in case Form 15G or 15H is submitted by the member, then no TDS shall be deducted. Form 15H is for senior citizens (60 years & above) and Form 15G is for individuals having no taxable income. Form 15G & 15H are self declarations and may be accepted as such in duplicate. (Form Nos. 15G and 15H cannot be accepted if amount of withdrawal is more than Rs. 250000/- and Rs. 300000/- respectively.)

Therefore, from now the following documents have to be submitted for withdrawal, if withdrawal is done before 5 years of membership:

1)  Form no. 19

2)  Form 15H or Form 15G as applicable (Attached)

3)  Pan Card Copy

Members must quote PAN in form no. 15G/15H and in form No. 19

No TDS shall be deducted in respect of the following case: -

·  Transfer of Pf from one account to another PF account.

·  Termination of service due to ill health of member/discontinuation of Business by employer/completion of project/other cause beyond the control of member.

· If employee withdraws PF after a period of five year.

· If PF payment is less than Rs 30000/- but the member has rendered service of less than 5 years.

·   If employee withdraws amount more than or equal to Rs. 30,000/- with service less than 5 years but submits Form 15G/15H along with their PAN.

Note:

 1)    TDS is deductible at the time of payment.

2)    Form Nos. 15G and 15H cannot be accepted if amount of withdrawal is more than Rs. 250000/- and Rs. 300000/- respectively.

2) You can even opt out of EPF

Yes, EPF is not mandatory for an employee. It is only mandatory for the employer to provide this option to the employees upon meeting certain criteria.

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Campus recruitment!! Are you prepared?

You all are done with your final exams and top companies have started visiting your campus for recruitment. Are you ready to give campus Interview?

A first big job can endow you with a rewarding career.  Campus placements can be one's ticket to a great future.  But approaching them in a systematic manner is a must.

 

• Design a Perfect Resume

•  Research the company

   

  

  
  

•  Practice Interviewing- Mock Interviews 

  

  
  

• Get a set of formals 

  (Click on- http://pforpeoplemgt.blogspot.in/search?q=formals )

  
  

•  File all certificates

•  Aptitude and logical reasoning

  

  
  

• Be prepared for GD (Group Discussion)

• Build your communication Skills 

•  Do not get personal during an interview

•  Be honest

•   Maintain eye-contact

•        Greeting the interviewer- When you meet your interviewer for the first time, you make an impression.  You can make a good first impression by greeting the interviewer with a firm handshake, a warm smile and eye contact

  
  

  

• Avoid controversial topics like Religion, political beliefs etc.

• Admit mistakes or if you don’t know the answer to a question: Instead of giving wrong answers and making a bad impression. Be honest and you will be appreciated.

• Be confident and enthusiastic: Be energetic and enthusiastic once you are inside the interview room. Remember you are being observed, so be relaxed, calm and confident.

ALL THE BEST

 Enjoy the ride!

This is more important than it seems. After all, how can you give a winning performance if you do not enjoy it?

Just before the interview, think of your past successes and achievements. Get into a positive, confident mood.

 

Thank you for reading my blog, I really appreciate it.  If you are interested in more, please click - http://pforpeoplemgt.hpage.com/